Rates

• Share Rates  Rates are listed as APR (Annual Percentage Rate)and APY (Annual Percentage Yield). The APR is the anticipated rate as determined by the Board of Directors.  Dividends are paid quarterly.  Fees may reduce the earnings on the account.

• Money Market Rates  Rates are listed as APR (Annual Percentage Rate)and APY (Annual Percentage Yield).  The APR is the anticipated rate as determined by the Board of Directors.  Dividends are paid monthly. Requirements and limitations apply to each account type.  Fees may reduce the earnings on the account.

• Certificates of Deposit Rates  Rates are listed as APR (Annual Percentage Rate)and APY (Annual Percentage Yield).  Interest is paid to the account quarterly.  Early withdrawal penalty may apply if you withdraw the funds before the maturity date.  Fees may reduce the earnings on the account.  Other terms are offered from time to time.

• Consumer Loan Rates  Loan rates are shown as APR (Annual Percentage Rate). Your actual rate is based on your credit score, any collateral offered, and the term of the loan.  Rates reflect a .50% rate reduction for having direct deposit or ACH.  Other rate reduction rewards may apply. All loans are subject to credit approval.  Other conditions may apply.

• Home Equity Loan Rates  Loan rates are shown as APR (Annual Percentage Rate). Your actual rate is based on your credit score, the type of home equity loan, and the term of the loan.  Rates reflect a .50% rate reduction for having direct deposit or ACH.  Add .50% to disclosed rate if the borrowed amount is $100,000 or more. All loans are subject to credit approval.  Other conditions may apply.

     All rates are subject to change without notice and are deemed reliable, but not guaranteed.     

Please call the credit union to confirm rates.