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Yes, we do mortgages! Applying for a 1st mortgage has become as easy as point, click, submit!  All members can apply for a first mortgage directly online and receive a response within a few hours.  Ecolab Credit Union has partnered with First Class Mortgage Corporation for members in most US States.  We also have a partnership with CU Mortgage Services for members in Minnesota and western Wisconsin only.  Click on the following links to apply or call a Member Service Representative during regular credit union hours at 651.293.2441 or 800.533.3539.

Order a Free Credit Report: Your credit report - a type of consumer report - contains information about where you work, live, how you pay your bills, and may show whether you have filed for bankruptcy or had a monetary judgment against you. Because businesses use this information to evaluate your applications for credit, insurance, employment, and other purposes allowed by the Fair Credit Reporting Act (FCRA), it is important that the information in your report is complete and accurate.

Consumers are now able to obtain one free credit report per year from each of the three nationwide consumer credit reporting companies--Equifax, TransUnion, and Experian. You can request a report from each agency at the same time, or stagger your requests over a 12-month period.   Ecolab Credit Union reports your credit history to Equifax and Trans Union.

You can order your free reports online by clicking on the link below. You can also request your reports by phone by calling tollfree 1-877-322-8228. The Federal Trade Commission has made additional information about the importance of reviewing your credit as well as the process of doing so available at http://www.ftc.gov/.

If you are buying, selling or trading in a vehicle or you just want to know the NADA value of the vehicle you own, check out the link below.  You can also check the value of motorcycles, boats, motors, trailers,  and RV's.

    CU Auto was created to make the auto buying experience easy and hassle-free for credit union members. You can buy new or used, domestic or foreign vehicles at substantial savings and never have to step foot into a car dealership.  This is a haggle free way to purchase a new or pre-owned vehicle.  Minnesota and Western Wisconsin only.

    My Car Guy brokers NEW or buys Pre-Owned Vehicles for YOU! Tired of running from one end of town to the other looking for just the right vehicle? Let My Car Guy find the vehicle YOU really want at a price YOU can afford. Whatever your budget, we can find the vehicle YOU want.  Minnesota and Western Wisconsin only.

    Reorder your checks online with Liberty Checks

    Check out Route 66 Extended Warranty and the Power Sports Extended Warranty coverage available for your owned or new vehicles, motorcylces, and ATV's.  No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor.  You do not have to have your loan with the Credit Union to take advantage of this warranty service.  Print the following brochures and call the credit union office (651.293.2441 or 800.553.3539)  to purchase a warranty or get your questions answered.

    Unclaimed property (sometimes referred to as abandoned) refers to accounts in financial institutions and companies that have had no activity generated or contact with the owner for one year or a longer period. Common forms of unclaimed property include savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler's checks, trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds and life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes.  All the information is accessible free of charge by searching the state databases or by contacting any state unclaimed property office.

     


     
     

    © 2009 Ecolab Credit Union
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    Your savings federally insured to at least $250,000                                 We do business in accordance with the
     and backed by the full faith and credit of the                                        Federal Fair Housing Law and the
               United States Government                   
                                            Equal Credit Opportunity Act.